Homeowner Says His Insurance Adjuster Blamed His Garden’s Drainage for Flood Damage Inside the House, Now He’s Disputing the Entire Claim
When Mark Ellison bought his home in a quiet suburb outside St. Louis, he never expected the backyard garden to become part of an insurance dispute. The garden had been his weekend project for years, built slowly with raised beds, gravel paths, and a simple drainage system he installed himself. After a heavy storm flooded…
